Baccarat Banque Policies and Method


Punto Banco Policies

Baccarat is bet on with eight decks of cards in a dealing shoe. Cards valued less than 10 are valued at face value while Ten, Jack, Queen, King are zero, and A is 1. Bets are placed on the ‘bank’, the ‘player’, or for a tie (these are not really people; they simply represent the two hands that are dealt).

Two hands of 2 cards are then given to the ‘banker’ and ‘player’. The total for each hand is the sum of the cards, but the 1st number is dumped. e.g., a hand of five and 6 has a value of one (5 plus 6 = 11; ignore the first ‘one’).

A third card will be given out using the following rules:

- If the player or house achieves a value of 8 or 9, the two players stand.

- If the player has five or lower, he hits. Players stays otherwise.

- If the gambler stays, the banker takes a card on a total lower than five. If the player hits, a guide is used to see if the house stands or takes a card.

Baccarat Chemin de Fer Odds

The greater of the 2 scores wins. Winning bets on the bank pay out 19:20 (even money minus a 5% commission. The Rake is recorded and cleared out when you quit the game so be sure to have funds around before you quit). Winning bets on the player pays out at one to one. Winning bets for a tie usually pays out at 8 to 1 but on occasion 9:1. (This is a bad wager as ties occur less than one in every 10 hands. Be wary of gambling on a tie. Although odds are substantially greater for 9 to 1 vs. eight to one)

Played properly baccarat chemin de fer offers pretty decent odds, aside from the tie wager of course.

Baccarat Strategy

As with all games baccarat chemin de fer has quite a few common misunderstandings. One of which is similar to a misconception in roulette. The past is not a fore-teller of events about to happen. Keeping score of past results on a chart is a poor use of paper and an affront to the tree that gave its life for our paper needs.

The most accepted and likely the most favorable method is the one-three-two-six tactic. This plan is used to pump up profits and minimizing risk.

Start by wagering 1 chip. If you succeed, add 1 more to the two on the table for a total of 3 units on the second bet. If you win you will have six on the table, subtract four so you have two on the third round. Should you win the third bet, deposit two on the four on the game table for a sum total of six on the fourth bet.

If you lose on the first round, you take a hit of 1. A win on the 1st round followed by a loss on the second brings about a loss of 2. Success on the initial 2 with a hit on the third provides you with a gain of two. And success on the first three with a hit on the 4th means you balance the books. Winning all 4 bets gives you with twelve, a gain of 10. This means you are able to not win on the 2nd bet 5 times for every favorable run of 4 rounds and still are even.

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